Irresistible 30-Minute Chocolate Chip Banana Muffin Recipe

You know those sad, brown bananas sitting on your counter? Don’t toss them—they’re about to become the star of the most delicious chocolate chip banana muffins you’ve ever tasted. I’ve been making these muffins every Sunday since my kids were little, and let me tell you, they disappear faster than I can refill the fruit bowl. What I love about this recipe is how ridiculously easy it is—just mash, mix, and bake. In 30 minutes flat, you’ll have warm, gooey chocolate chip banana muffins that work just as well for rushed mornings as they do for after-school snacks. My secret? Lots of ripe bananas (the spottier, the better!) and a generous handful of chocolate chips because, honestly, why not?

Two chocolate chip banana muffins on a wooden surface, one partially eaten showing the crumb and chocolate chips inside

Why You’ll Love This Chocolate Chip Banana Muffin Recipe

Listen, I know you’ve got a million muffin recipes out there, but trust me—this one’s special. Here’s why it’s been my go-to for years:

  • Quick prep: You can literally throw these together while your coffee brews. Ten minutes of prep, and they’re in the oven.
  • Moist texture: Those overripe bananas? They’re the secret to muffins so tender they practically melt in your mouth.
  • Kid-approved: My picky eaters go crazy for these. The chocolate chips don’t hurt, obviously.
  • Banana saver: Got black bananas? Perfect! This recipe turns them into something amazing instead of compost.
  • Versatile: Breakfast? Snack? Midnight treat? They work for everything. I’ve even packed them in lunchboxes.

And if you love these, you’ve got to try my easy banana bread recipe next—same banana magic, just in loaf form!

Sliced chocolate chip banana muffin loaf showing moist texture and chocolate chips inside.

Ingredients for Chocolate Chip Banana Muffins

Okay, let’s gather our goodies! I’ve grouped everything so you can see how simple this really is. The magic happens when these three teams come together:

Dry Ingredients

  • 1.5 cups all-purpose flour – Spoon it into your measuring cup and level it off, don’t scoop!
  • 1 tsp baking soda – This makes our muffins rise beautifully
  • ½ tsp salt – Just enough to balance the sweetness

Wet Ingredients

  • 3 ripe bananas – Mash them right in the bowl with a fork (the browner, the sweeter!)
  • ¾ cup granulated sugar – I sometimes use a mix of white and brown sugar
  • 1 large egg – Room temperature blends better
  • ⅓ cup melted butter – Let it cool slightly before mixing

Add-ins

  • 1 cup chocolate chips – I use semi-sweet, but milk chocolate works too

Ingredient Notes & Substitutions

Baking should be fun, not stressful! Here’s how to tweak things:

  • Flour: Whole wheat works (use 1¼ cups), but your muffins will be denser. For gluten-free, try a 1:1 blend.
  • Sugar: Coconut sugar gives a caramel note, but reduce to ⅔ cup as it’s sweeter.
  • Butter: Coconut oil works great for dairy-free – same measurement.
  • Chocolate chips: Dark chocolate, mini chips, or dairy-free chips all rock here.

See? No need to panic if you’re missing something. The banana does most of the heavy lifting anyway!

How to Make Chocolate Chip Banana Muffins

Alright, let’s get baking! I’ve made these muffins so many times I could probably do it in my sleep, but I’ll walk you through each step like I’m right there in the kitchen with you. The key is keeping it simple and not overthinking it—bananas and chocolate were meant to be together, after all!

Close-up of two halved chocolate chip banana muffins on a marble surface.

  1. Prep your pan: First things first—preheat that oven to 350°F (175°C). Line your muffin tin with paper liners or give it a quick spritz of cooking spray. Nobody wants muffins stuck in the pan!
  2. Mix dry ingredients: Grab a big bowl and whisk together your flour, baking soda, and salt. Just a few quick whisks to combine—no need to go crazy here.
  3. Mash and mix wet ingredients: In another bowl, mash those bananas with a fork until they’re nice and gooey. Stir in the sugar, egg, and melted butter (make sure it’s not piping hot!) until everything’s friendly.
  4. Combine carefully: Now, add the dry ingredients to the wet mixture. Here’s my golden rule—fold gently with a spatula until just combined. A few flour streaks are fine! Overmixing makes tough muffins, and we want these babies tender.
  5. Add the good stuff: Stir in those chocolate chips (save a handful for topping if you’re feeling fancy). The batter will be thick and lumpy—that’s exactly what we want!
  6. Fill and bake: Spoon the batter into your prepared tin, filling each cup about ⅔ full. Pop them in the oven for 18-20 minutes. You’ll know they’re done when the tops spring back when lightly touched and a toothpick comes out with just a few moist crumbs (not wet batter).
  7. Cool (if you can wait!): Let them cool in the pan for 5 minutes—this helps them set—then transfer to a wire rack. But let’s be real, I always eat one warm when the chocolate’s still melty!

See? Easy peasy. If you love these, you’ll go nuts for my blueberry lemon breakfast muffins recipe too—same simple method, totally different flavor!

Pro Tips for Perfect Muffins

After years of muffin-making (and a few flops along the way), here are my can’t-miss secrets:

  • Room temp eggs: They blend into the batter more evenly. Just set your egg out when you preheat the oven.
  • Liners for life: I always use paper liners—no sticking, easy cleanup, and they make the muffins look cute for gifting!
  • Chocolate chip trick: Reserve about ¼ cup of chips to press into the tops before baking. It makes them look bakery-worthy.
  • Don’t peek! Resist opening the oven door until at least 15 minutes in. Early peeking can make them sink.

Follow these, and you’ll have perfect muffins every single time. Promise!

Storage & Freezing Instructions

Okay, let’s talk about keeping these chocolate chip banana muffins tasting fresh—because let’s face it, they rarely last long in my house! Here’s how to save them for later (if you have any leftovers, that is):

For short-term storage, pop them in an airtight container at room temperature. They’ll stay moist and delicious for about 3 days—if you can resist them that long. I like to tuck a slice of bread in the container too—it helps keep the muffins soft by absorbing any excess moisture.

Want to freeze them? Awesome! Wrap each cooled muffin individually in plastic wrap, then stick them in a freezer bag. They’ll keep beautifully for up to 3 months. When the craving hits, just unwrap one and microwave it for 20-30 seconds until it’s warm and the chocolate chips get all gooey again. Perfect for those rushed mornings when you need a quick breakfast!

Nutritional Information

Okay, let’s talk numbers—because I know some of you (unlike my kids who devour these muffins without a second thought) like to keep track! Just remember, these nutritional values are estimates and can vary based on the exact ingredients you use. Here’s the scoop per muffin:

  • Calories: About 220
  • Carbs: 35g
  • Fat: 8g (5g saturated from that delicious butter and chocolate)
  • Protein: 3g

Not bad for a treat that gives you potassium from the bananas, right? My philosophy? Life’s too short to skip chocolate chips, but it’s nice to know what you’re enjoying!

Frequently Asked Questions

I get asked about these chocolate chip banana muffins all the time—here are the answers to the questions that pop up most often in my kitchen (and my inbox)!

Can I use frozen bananas?

Absolutely! Just thaw them completely and drain any excess liquid before mashing. The riper they were before freezing, the sweeter your muffins will be. I always keep a stash of frozen bananas in my freezer just for muffin emergencies!

How do I make these gluten-free?

Easy swap! Use a 1:1 gluten-free flour blend instead of all-purpose flour. I’ve had great results with Bob’s Red Mill and King Arthur blends. The texture might be slightly denser, but they’ll still taste amazing with all that banana goodness.

Can I omit the chocolate chips?

Sure, but… why would you? (Just kidding!) If you’re not into chocolate, try walnuts, pecans, or even blueberries instead. The batter’s sweet enough on its own, so you could skip add-ins altogether—but I think the chips make them extra special.

Can I make these as mini muffins?

Yes! Bake them for 10-12 minutes instead. Perfect for little hands or when you want to pretend you’re not eating three full-sized muffins in one sitting (not that I’d know anything about that…).

Why did my muffins sink in the middle?

Usually means we got a bit too enthusiastic with the mixing. Next time, fold the batter just until combined—a few lumps are fine! Also, make sure your baking soda is fresh (it loses potency over time).

More Breakfast Recipes to Try

If you loved these chocolate chip banana muffins (and I know you did!), you’ve got to try my other go-to breakfast treats. My fluffy pancakes recipe is weekend magic in a bowl—light as air and soaking up syrup like little clouds. And for banana lovers, my sourdough banana muffins give that same sweet banana goodness with a tangy twist from sourdough discard. Both will have your family begging for breakfast!

Close-up of two chocolate chip banana muffins on a white plate with golden crust and soft interior.

Chocolate Chip Banana Muffins

Easy and delicious banana muffins loaded with chocolate chips. Perfect for breakfast or a snack.
Prep Time 10 minutes
Cook Time 20 minutes
Total Time 30 minutes
Servings: 12 muffins
Course: Breakfast, Snack
Cuisine: American
Calories: 220

Ingredients
  

Dry Ingredients
  • 1.5 cups all-purpose flour
  • 1 tsp baking soda
  • 0.5 tsp salt
Wet Ingredients
  • 3 ripe bananas mashed
  • 0.75 cup granulated sugar
  • 1 egg
  • 0.33 cup melted butter
Add-ins
  • 1 cup chocolate chips

Equipment

  • Muffin tin
  • Mixing bowls
  • Whisk

Method
 

  1. Preheat oven to 350°F (175°C). Line a muffin tin with paper liners or grease lightly.
  2. In a bowl, whisk together flour, baking soda, and salt.
  3. In another bowl, mix mashed bananas, sugar, egg, and melted butter until combined.
  4. Fold the dry ingredients into the wet mixture until just combined. Do not overmix.
  5. Stir in chocolate chips.
  6. Divide batter evenly into the muffin tin, filling each about 2/3 full.
  7. Bake for 18-20 minutes or until a toothpick inserted comes out clean.
  8. Let cool in the pan for 5 minutes, then transfer to a wire rack.

Nutrition

Calories: 220kcalCarbohydrates: 35gProtein: 3gFat: 8gSaturated Fat: 5gCholesterol: 25mgSodium: 180mgPotassium: 120mgFiber: 1gSugar: 20gVitamin A: 150IUVitamin C: 2mgCalcium: 10mgIron: 1mg

Notes

For extra flavor, add a pinch of cinnamon or nutmeg to the dry ingredients. Store in an airtight container for up to 3 days.

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